NonProfit Quarterly

MAY 17, 2023

Coproduced by Partners for Rural Transformation, a coalition of six regional community development financial institutions, and NPQ , the authors highlight efforts to address multigenerational poverty in Appalachia, the rural West, Indian Country, South Texas, and the Mississippi Delta.

Poverty 122

Poverty Finance Community Development Philanthropy 122

NonProfit Quarterly

JANUARY 10, 2024

Image credit: Christian Ouellet on istock.com Financing challenges often stymie nonprofits. The lack of access to financing [meant that the grant] nearly destroyed the organization. An ally had reached out separately to Seed Commons , a cooperative network of funds that finance worker cooperatives across the United States.

Finance 104

Finance Non-Profits Collaborations Public and Nonprofit Management 104

NonProfit Quarterly

FEBRUARY 14, 2024

Even as the slow wheels of policy change grind away to address discrimination in the banking system through modernizing the Community Reinvestment Act (along with other initiatives ), allocators of philanthropic and impact investment capital can use tools they have at their disposal right now to change the field.

Finance 70

Finance Culture Foundations Public and Social Policy 70

NonProfit Quarterly

JUNE 21, 2023

The need to develop more childcare businesses is obvious, but how to build and sustain viable childcare businesses is not. the community development financial institution where I work, lends to families and businesses throughout the state of Maine. All are coached through the licensing process and learn how to secure financing.

Curriculum and Teaching 93

Curriculum and Teaching Finance Children Recruitment 93

NonProfit Quarterly

JUNE 13, 2023

Aisha Benson , CEO of the Nonprofit Finance Fund , emphasized the long-term impact of redlining , a policy of legalized housing lending discrimination backed by the federal government from the 1930s until the passage of the Fair Housing Act of 1968. The potential structure and uses of concessionary capital are clear.

Finance 92

Finance Homelessness Healthcare Foundations 92

NonProfit Quarterly

MAY 24, 2023

Coproduced by Partners for Rural Transformation, a coalition of six regional community development financial institutions, and NPQ , authors highlight efforts to address multi-generational poverty in Appalachia, the rural West, Indian Country, South Texas, and the Mississippi Delta.

Poverty 103

Poverty Agriculture Community Development Culture 103

NonProfit Quarterly

OCTOBER 24, 2023

In the 1930s and ’40s, banks and federal government officials redlined Summit Lake—a neighborhood named for its beautiful glacial lake—making it virtually impossible for anyone to qualify for a mortgage in the neighborhood or for any property owner, commercial or otherwise, to qualify for financing to make improvements.

Public and Social Policy 140

Public and Social Policy Construction Community Development Governance 140

NonProfit Quarterly

JUNE 14, 2023

At the same time, many community development nonprofits face challenges in securing the capital needed to carry out their core missions and, importantly, to test new ideas and strategies. While common in some sectors like housing finance, these guarantees have typically been issued by public entities, not by philanthropy.

Community Development 86

Community Development Finance Energy Nonprofit governance and management 86

NonProfit Quarterly

OCTOBER 4, 2023

Temple ) and a community development financial institution ( Communities Unlimited ) are teaming to develop bottom-up structural solutions to building rural capacity. When we talk about economic development in East Texas, we often like to start with a the figure below, which comes from a T.L.L.

Entrepreneurship 113

Entrepreneurship Philanthropy Foundations Public and Social Policy 113

NonProfit Quarterly

OCTOBER 4, 2023

Image credit: Matt Briney on unsplash.com This is the second article in NPQ ’s series titled Building Power, Fighting Displacement: Stories from Asian Pacific America, coproduced with the National Coalition for Asian Pacific American Community Development ( National CAPACD ). Photo courtesy of CCDC.

Community Development 117

Community Development Nonprofit Administration and Development Public and Nonprofit Management Leadership 117

NonProfit Quarterly

MAY 10, 2023

The conference brings together hundreds of community activists, government officials, and bank community development officers. That is how Rohit Chopra , who directs the Consumer Finance Protection Bureau , described federal administration of the Paycheck Protection Program in his conference address.

Finance 106

Finance Law Governance Entrepreneurship 106

NonProfit Quarterly

FEBRUARY 15, 2023

For example, to secure loans to finance employee-ownership conversions, personal loan guarantees are often required. Impact investment and non-bank financing from community development financial institutions also remain limited.

Public and Social Policy 104

Public and Social Policy Finance Governance Culture 104

NonProfit Quarterly

JULY 26, 2023

Image Credit: Bruno Guerrero on unsplash.com This is the third article in NPQ ’s series titled Owning the Economy: Stories from Latinx Communities. Among the coalition participants is the organization I work for, the Latino Economic Development Corporation.

Construction 97

Construction Community Development Governance Environmental 97

NonProfit Quarterly

FEBRUARY 16, 2023

For years, I have directed IFF , a community development financial institution that specializes in nonprofit facilities lending. A Hierarchy of Nonprofit Facilities’ Needs After 30 years in community development, I have come to think of nonprofit facilities as existing on a continuum of need.

Values 108

Values Community Development Psychology Healthcare 108

NonProfit Quarterly

APRIL 5, 2023

The solar developer builds clean-energy projects that help communities acquire long-term wealth and energy assets through impact investing, technical support, and project financing. This model will allow UPROSE to earn revenue that can be directed to a community fund to help vulnerable individuals and families in Sunset Park.

Energy 124

Energy Environmental Finance Governance 124

NonProfit Quarterly

FEBRUARY 15, 2024

Cooperatives are companies owned by the people they use their services. [ii] ii] Cooperative organizations can be federations of workers, farmers, and landowners; mutual insurance companies; or banks and credit unions. Since their arrival in America, Black people have always pooled resources.

Insurance 126

Insurance Universities Finance Foundations 126

NonProfit Quarterly

AUGUST 2, 2023

Image Credit: Daniel Xavier on pexels This is the fourth article in NPQ ’s series titled Owning the Economy: Stories from Latinx Communities. How does a small Latinx community organize itself to support homegrown businesses? Developing Community Leadership Entrepreneurs play a critical role as community builders.

Participation and motivation 52

Participation and motivation Nonprofit governance and management Community Development Leadership 52

Stanford Social Innovation Review

MARCH 29, 2023

What if the tens of thousands of churches currently projected to close in the next few years put their assets into trusts deeply aligned with community development, versus stranding those assets and real estate as they shutter?

Nonprofit governance and management 104

Nonprofit governance and management Public and Social Policy Public and Nonprofit Management Community Development 104

NonProfit Quarterly

DECEMBER 7, 2023

Connie Binkowitz, director of development and external policy at CTC, described how, in 2020, the organization received a grant from the Memphis Division of Housing and Community Development (DHCD). This grant came out of a program supported by federal Community Development Block Grant (CDBG) dollars.

Governance 80

Governance Community Development Collaborations Environmental 80

NonProfit Quarterly

NOVEMBER 21, 2022

To that end, the Nonprofit Finance Fund conducted its ninth national State of the Nonprofit Sector Survey in the first quarter of 2022 to ask nonprofits about how they were faring and their resource needs during this once-in-a-generation moment. If we want nonprofits to support us in the next crisis, they must have sufficient resources.

Governance 98

Governance Race and Ethnicity Nonprofit Administration and Development Finance 98

NonProfit Quarterly

NOVEMBER 9, 2022

While these objectives differ, there is a clear overlap of priorities and opportunities to advance shared equitable community development goals. Different yet complementary objectives : Land banks focus on addressing large inventories of vacant and abandoned properties, while CLTs focus on creating and preserving affordability.

Public and Social Policy 106

Public and Social Policy Governance Community Development Agriculture 106

Stanford Social Innovation Review

JUNE 15, 2023

One of the most important seemed to be advocating for state housing finance agencies to include the Green Communities Criteria, a set of green building standards released by Enterprise Community Partners’ Green Communities Initiative in 2005, as the standard for all affordable housing financed through its federal funding.

Public and Social Policy 96

Public and Social Policy Environmental Finance Governance 96

NonProfit Quarterly

JULY 12, 2023

Image Credit: Abe Camacho on unsplash.com This article introduces a new NPQ series, Owning the Economy: Stories from Latinx Communities. Once weaknesses are identified, CBOs can provide deep technical assistance, coupled with financing, if the business needs it.

Culture 98

Culture Construction Community Development Education 98

NonProfit Quarterly

SEPTEMBER 13, 2023

The journey since then has been an adventure, offering important lessons for us that I believe are valuable for the community development field. Our project was catalyzed by Genesis LA, a Community Development Financial Institution that was willing to bet on our idea. Traditional views of “risk.”

Culture 108

Culture Community Development Collaborations Activism 108

NonProfit Quarterly

JANUARY 18, 2023

These include supporting below-market loan financing, helping artists acquire affordable studio space and housing assistance, and assisting artists to form worker and producer cooperatives that can help them to achieve dignity at work and economic security. Artists are essential to any vision that calls the future into question.

Philanthropy 94

Philanthropy Culture Agriculture Community Development 94

NonProfit Quarterly

JANUARY 11, 2023

Regardless of their original vision, ACCEL founders—like many who seek venture capital financing—changed their ideas (or pivoted) so that their ventures could reach a national, if not global, market in three to five years, following a typical venture capital timeframe.

Entrepreneurship 119

Entrepreneurship Collaborations Finance Food 119

NonProfit Quarterly

APRIL 5, 2023

As for initiatives underway in the Twin Cities and Los Angeles, both efforts are nascent, but both groups also appear to have developed a strong set of partners, making these efforts promising. CORE partners currently manage five buildings with approximately 20 BIPOC business and nonprofit tenants.

Public and Nonprofit Management 99

Public and Nonprofit Management Participation and motivation Nonprofit governance and management Poverty 99

NonProfit Quarterly

JUNE 22, 2023

Despite challenges, including financing, the Alligator Head Foundation is spearheading mangrove education programs, restoring the livelihoods of fishers, and hoping for greater support from the recent launch of the Mangrove Breakthrough —a global call to action launched at last year’s COP27 aimed at protecting and restoring mangroves at scale.

Education 96

Education Education Foundations Environmental 96

NonProfit Quarterly

FEBRUARY 7, 2024

However, this also means that residents contribute very little equity to reduce financing costs. As a result, financing costs can run as much as 110 percent of the purchase price. ROC USA can make this work because it can extend financing via its community development financial institution (CDFI) subsidiary.

Manufacturing 106

Manufacturing Finance Nonprofit governance and management Law 106

Kivi's Nonprofit Communications Blog

MARCH 20, 2017

While working at a small loan fund in Chicago, she became interested in alternative community development financing approaches. Outside of work, Kallie enjoys exploring underestimated places, photographing the prairie and its people, reading, biking and, whenever possible, listening to podcasts.

Communication 42

Communication Finance Community Development Foundations 42

NonProfit Quarterly

JUNE 7, 2023

Coproduced by Partners for Rural Transformation , a coalition of six regional community development financial institutions, and NPQ , authors highlight efforts to address multi-generational poverty in Appalachia, the rural West, Indian Country, South Texas, and the Mississippi Delta.

Poverty 108

Poverty Community Development Finance Construction 108

Ann Green

APRIL 7, 2015

Create community. Develop a community. Prior to Kimbia, Lori spent six years at The San Diego Foundation where she served as Director of Nonprofit Programs, developing education resources and tools for more than 250 local nonprofits. in Finance from Georgetown University. People want to support you.

Universities 73

Universities Finance Community Development Foundations 73

NonProfit Quarterly

DECEMBER 14, 2023

Of the 20 lenders, 10 are community development financial institutions (CDFIs), five are banks, three are credit unions, and two are tribal-affiliated institutions. Participating lenders have two things in common: a commitment to advance racial justice and a willingness to change how they evaluate loans to do so.

Insurance 105

Insurance Production Foundations Community Development 105

NonProfit Quarterly

FEBRUARY 22, 2023

A young nonprofit, LACE is also learning to navigate private philanthropy, public funding, and public/private financing, as well as governance and operational matters. Foster, “A tale of two co-ops in two cities,” Journal of Agriculture, Food Systems, and Community Development , 9.2 Notes See also L. Halliday and M.

Food 104

Food Construction Public and Social Policy Governance 104

NonProfit Quarterly

NOVEMBER 29, 2023

Image credit: Drew Beamer on Unsplash For community development financial institutions (CDFIs), these are extraordinary times. At this year’s sector conference, organized by the Opportunity Finance Network (OFN), a sellout crowd of over 2,200 people participated and considered where CDFIs needed to go and what they needed to do.

Nonprofit Administration and Development 103

Nonprofit Administration and Development Finance Nonprofit governance and management Public and Nonprofit Management 103

Stanford Social Innovation Review

JUNE 21, 2023

By Vurayayi Pugeni , Caroline Pugeni & Dan Maxson International community development has changed significantly over its history, shifting from primarily responding to disaster events to improving communities using a sectoral approach to issues like health, agriculture, and water and sanitation.

Culture 52

Culture Agriculture Values Health 52

NonProfit Quarterly

NOVEMBER 2, 2022

At LIFE, we provide such help through microlending and small business lending, both of which offer different ways of accessing capital, which helps many of the people we work with become business owners and develop businesses that sustain families and community. CDFIs across the nation offer similar financial services.

Poverty 90

Poverty Children Culture Food 90