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In 1979, I discovered financial cooperatives—namely, credit unions—and I joined the National Federation of CommunityDevelopment Credit Unions in 1980. Michael McCray: I was born into communitydevelopment finance. So, there was kind of a stigma to credit unions serving low-income communities. Why is this?
With a shortage of seven million affordable homes for the lowest-income families , cratering supply is leading to escalating housing costs, dampening economic prospects for people in urban, rural, Tribal, and suburban communities in every state and territory. In February 2025, our organization received from the U.S.
We know that decisions made in Helena and in Washington, DC have an enormous impact on our work as nonprofits. We also know that partnering with government and the public sector is critical to advance our missions and build thriving communities. We are excited to share the responses with you in our Nonprofit Voter Guide.
Some leading emerging strategies that we found from across the nation include the following: Leveraging philanthropy to ensure community control of public dollars In Memphis, TN, the Center for Transforming Communities (CTC) cultivates “neighborhood democracies” through place-based organizing.
Akilah Watkins, who previously led the Center for Community Progress and has been a leader in the CEO Circle, a group of communitydevelopment leaders of color, became president and CEO of Independent Sector in January 2023. The nonprofit sector is hugely important both economically and socially to this country.
The conference brings together hundreds of community activists, government officials, and bank communitydevelopment officers. To assess risk, the newly formed Federal Housing Administration hired the University of Michigan’s Ernest Fisher and Prudential’s Frederick Babcock.
All Moderated by Steve Dubb of the Nonprofit Quarterly. Below you’ll find the graphic recording, audio, video, and transcript from “The Imaginal Cells of the Solidarity Economy: Community Ownership” presented by the U.S. Steve Dubb: [00:02:31] Welcome to Imagining Cells of the Solidarity Economy: Community Ownership.
The US social safety net consists of Social Security, Medicare, Medicaid, unemployment insurance, and welfare programs. For example, many Black people were paid in cash, off the record, and were thus ineligible for social insurance programs that called for contributions through payroll taxes. None of this was an accident.
By partnering with communitydevelopment financial institutions (CDFIs)mission-driven lenders focused on underserved communitiesand community banks, BND channels taxpayer dollars back to the neighborhoods theyre meant to uplift, not into shareholders pockets. percent return on investment in 2023. The need is undeniable.
Image credit: AmnajKhetsamtip on iStock Communitydevelopment financial institutions (CDFIs) have emerged as pivotal players in bridging financial gaps in underserved communities. They often operate as nonprofit loan funds, credit unions, or community-focused banks.
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