NonProfit Quarterly

NOVEMBER 6, 2024

Fortunately, community land trust (CLT) homeownership appears more successful than most government programs for first-time, low-income homebuyers—both due to demonstrated increased housing stability for residents and a participatory board model that includes both resident and nonresident community representation.

Public and Social Policy 131

Public and Social Policy Nonprofit governance and management Public and Nonprofit Management Governance 131

NonProfit Quarterly

APRIL 25, 2025

Earlier this year , the federal government historically the second-largest funder of nonprofits in the United States, after income from program feesordered a blanket federal funding freeze, putting over $300 billion in annual funding for nonprofits at risk. Develop new revenue streams to support long-term sustainability.

Social Enterprise 105

Social Enterprise Social Enterprise Nonprofit Administration and Development Finance 105

NonProfit Quarterly

JANUARY 15, 2025

But if the goal is to build a solidarity economy or foster a structural shift in the economy so that US business owners of color have the same ability to finance and develop thriving businesses as White business owners, then investor willingness to sacrifice some degree of financial return for social impact is required.

Public and Social Policy 106

Public and Social Policy Public and Nonprofit Management Nonprofit governance and management Public Policy 106

NonProfit Quarterly

MARCH 19, 2025

Members of a housing cooperative have joint control over the governance of common areas like green spaces and playgrounds, and in the US, owners of a share in a co-op are entitled to the same tax deductions as homeowners. Buying housing as a group presents many advantages.

Construction 82

Construction Law Governance Finance 82

NonProfit Quarterly

FEBRUARY 5, 2025

When they do need financing, investors are denied mortgages at lower rates than individuals. Source: Reinvestment Fund Analysis of HMDA Data The net impact: Residents of Philadelphias majority Black and Latinx neighborhoods are highly disadvantaged in securing home mortgage financing compared to investor buyers.

Construction 86

Construction Public and Social Policy Finance Poverty 86

NonProfit Quarterly

MAY 31, 2023

Coproduced by Partners for Rural Transformation, a coalition of six regional community development financial institutions, and NPQ , authors highlight efforts to address multi-generational poverty in Appalachia, the rural West, Indian Country, South Texas, and the Mississippi Delta.

Values 130

Values Poverty Nonprofit Administration and Development Finance 130

NonProfit Quarterly

JANUARY 17, 2024

Public banks, owned by state and local governments, are driven by a community-serving mission, Currently, financial systems favor White-owned firms and disfavor firms that are owned by people of color, limiting the wealth-building opportunities available to them. How did I come to adopt this position? percent of overall wealth.

Public and Social Policy 135

Public and Social Policy Finance Governance Disaster Relief 135

NonProfit Quarterly

APRIL 23, 2025

Oscar Perry Abello: In my work as an economic justice correspondent at Next City, I had written all these stories about credit unions, community banking, and CDFIs [ Community Development Financial Institutions ]. It requires knowing people and communities and neighborhoods and being able to assess risk based on that.

Insurance 95

Insurance Non-Profits Governance Finance 95

NonProfit Quarterly

DECEMBER 21, 2022

At a recent professional dinner, I struck up a fascinating conversation with a woman who has spent her legal career working in civil rights, housing, and community development. I once heard a CDFI leader remark that when the borrowers we need in the community don’t exist, we as CDFIs need to go out there and create them.

Finance 112

Finance Community Development Non-Profits Nonprofit governance and management 112

Candid

MAY 14, 2025

Our organization, Enterprise Community Partners, was purpose-built more than four decades ago to provide those community organizations with capital, knowledge, advocacy, and know-how to undergird the affordable housing system. This system has had success in ensuring housing solutions are community-driven and community-led.

Nonprofit Administration and Development 66

Nonprofit Administration and Development Construction Urban development Finance 66

NonProfit Quarterly

FEBRUARY 15, 2023

And in so doing we are challenging the community development field to do better—by creating new tools to support truly equitable food-oriented development. Many large community development financial institutions , credit unions, and foundations present themselves as community-based food financing leaders.

Food 122

Food Finance Community Development Culture 122

NonProfit Leadership Alliance

MAY 23, 2024

Unfortunately for the nonprofit sector, higher overhead costs are correlated to an organization being irresponsible with its finances, ineffective, unable to carry out its mission, and even unethical. For many organizations, capacity building would fall into the “overhead” category. What can I do?

Public and Social Policy 246

Public and Social Policy Nonprofit Administration and Development Nonprofit governance and management Public and Nonprofit Management 246

NonProfit Quarterly

FEBRUARY 7, 2024

However, this also means that residents contribute very little equity to reduce financing costs. As a result, financing costs can run as much as 110 percent of the purchase price. ROC USA can make this work because it can extend financing via its community development financial institution (CDFI) subsidiary.

Manufacturing 116

Manufacturing Finance Nonprofit governance and management Law 116

NonProfit Quarterly

OCTOBER 9, 2024

That vision is reflected in what is known today as the Detroit Food Commons , a two-story, 34,000-square foot building that holds a 15,000-square-foot food co-op, offices for DBCFSN, a banquet hall for community events, and four commercial kitchens that local food business owners can rent. We did a lot of community engagement sessions.”

Food 134

Food Nonprofit governance and management Finance Governance 134

NonProfit Quarterly

NOVEMBER 21, 2022

To that end, the Nonprofit Finance Fund conducted its ninth national State of the Nonprofit Sector Survey in the first quarter of 2022 to ask nonprofits about how they were faring and their resource needs during this once-in-a-generation moment. Strong communities need strong nonprofits. Were they able to keep up with service demand?

Governance 112

Governance Race and Ethnicity Nonprofit Administration and Development Finance 112

NonProfit Quarterly

OCTOBER 24, 2023

Many times, government and nonprofit representatives had come to Starleen’s Summit Lake neighborhood and indicated that things were going to improve, but not much ever came of it. “My My first thought was, ‘Here we go. The Scars of History As in so many disinvested, majority Black neighborhoods, the scars of history run deep.

Public and Social Policy 141

Public and Social Policy Construction Community Development Governance 141

NonProfit Quarterly

AUGUST 14, 2024

Building on their previous study , published in November 2023, Curt Lyon and Julie Menter from Transform Finance run the numbers in their latest report. Using the broadest possible definition, Transform Finance identified 53 investment funds that invest all or part of their capital in employee ownership. How much of that $8.4

Finance 111

Finance Non-Profits Nonprofit governance and management Management 111

NonProfit Quarterly

JANUARY 25, 2023

A salient example is of organizations that are focused on community development but invest in mass incarceration. Key IPS components may include scope and purpose, governance, investment asset classes, return and risk objectives, investment benchmarking, and risk management.

Public and Social Policy 127

Public and Social Policy Public and Nonprofit Management Nonprofit governance and management Non-Profits 127

NonProfit Quarterly

JANUARY 17, 2024

One driver of this ongoing inequality is the current federal system of financing, which largely depends on two government-sponsored enterprises (GSEs)— Fannie Mae and Freddie Mac. A Community Finance Solution While barriers to homeownership persist for households of color, these barriers are possible to overcome.

Finance 131

Finance Production Insurance Values 131

NonProfit Quarterly

MAY 10, 2023

The conference brings together hundreds of community activists, government officials, and bank community development officers. But not surprisingly, racist assumptions about risk made their way into red lines on maps, creating in the process de facto “do not lend” zones in low-income communities and communities of color.

Finance 116

Finance Law Governance Entrepreneurship 116

NonProfit Quarterly

DECEMBER 7, 2023

Not only is it possible to access federal funds, but the same elements that are needed for frontline and underinvested, predominantly BIPOC communities to benefit from public funding are also the most promising approaches to address more broadly the impacts of climate change at the local level.

Governance 110

Governance Community Development Environmental Collaborations 110

Stanford Social Innovation Review

MAY 17, 2023

Most practitioners working in community development have accepted this as the reality of impact investing: The harder you drive for social impact in disadvantaged communities, the farther away you get from unbuffered full market return.

Marketing 122

Marketing Marketing Nonprofit Administration and Development Nonprofit governance and management 122

NonProfit Quarterly

SEPTEMBER 18, 2024

Most government housing funding is spent on subsidizing mortgages—primarily for the well-to-do. Now, most government housing funding is spent on subsidizing mortgages —primarily for the well-to-do—and residential land is zoned for single-family homes and suburban sprawl.

Public and Social Policy 143

Public and Social Policy Nonprofit governance and management Public and Nonprofit Management Nonprofit Administration and Development 143

NonProfit Quarterly

APRIL 5, 2023

The solar developer builds clean-energy projects that help communities acquire long-term wealth and energy assets through impact investing, technical support, and project financing. This model will allow UPROSE to earn revenue that can be directed to a community fund to help vulnerable individuals and families in Sunset Park.

Energy 132

Energy Environmental Finance Governance 132

Stanford Social Innovation Review

MARCH 29, 2023

What if the tens of thousands of churches currently projected to close in the next few years put their assets into trusts deeply aligned with community development, versus stranding those assets and real estate as they shutter?

Nonprofit governance and management 119

Nonprofit governance and management Public and Social Policy Public and Nonprofit Management Community Development 119

NonProfit Quarterly

NOVEMBER 9, 2022

Local government wins because properties are back in productive use, generating taxes. The community wins because there is now permanently affordable housing that can forestall gentrification. While these objectives differ, there is a clear overlap of priorities and opportunities to advance shared equitable community development goals.

Public and Social Policy 116

Public and Social Policy Community Development Governance Agriculture 116

NonProfit Quarterly

JUNE 13, 2023

Aisha Benson , CEO of the Nonprofit Finance Fund , emphasized the long-term impact of redlining , a policy of legalized housing lending discrimination backed by the federal government from the 1930s until the passage of the Fair Housing Act of 1968. Hollenback argued there is a need to “take the same approach, but for community.”

Finance 106

Finance Homelessness Healthcare Foundations 106

Anedot

APRIL 8, 2025

The ED is responsible for leading and managing all functional areas of the organization, including financial management, staff leadership, program oversight, community engagement and fundraising. Work closely with the Director of Finance to recommend an annual budget for Board approval.

Nonprofit Administration and Development 52

Nonprofit Administration and Development Public and Social Policy Nonprofit governance and management Public and Nonprofit Management 52

NonProfit Quarterly

NOVEMBER 29, 2023

Back in 2019, I published a study on what I called “cooperative cities” in which I wrote about how local governments in a dozen US cities create enabling environments for developing and sustaining worker cooperatives. Only a handful of municipal leaders at the time referred to this work as “community wealth building.”

Finance 122

Finance Nonprofit governance and management Public and Social Policy Education 122

NonProfit Quarterly

JULY 26, 2023

Image Credit: Bruno Guerrero on unsplash.com This is the third article in NPQ ’s series titled Owning the Economy: Stories from Latinx Communities. Among the coalition participants is the organization I work for, the Latino Economic Development Corporation. Construction began in 2017.

Construction 98

Construction Community Development Governance Environmental 98

NonProfit Quarterly

APRIL 10, 2024

Image credit: Drew Katz Black Bostonian communities citywide have more than just something to say for themselves: their economies are building institutions that prioritize asset-based community development and are creating the foundations for a local solidarity economy. After raising $4.5

Food 131

Food Community Development Medical Finance 131

NonProfit Quarterly

OCTOBER 23, 2024

Image Credit: Getty Images for Unsplash In September, over 700 worker co-op members, co-op developers, supporters, and organizers from across the country came to Chicago to celebrate the 20th anniversary of the US Federation of Worker Cooperatives (USFWC), the national worker co-op federation.

Public and Social Policy 128

Public and Social Policy Public Policy Public and Nonprofit Management Culture 128

NonProfit Quarterly

JUNE 21, 2023

The need to develop more childcare businesses is obvious, but how to build and sustain viable childcare businesses is not. the community development financial institution where I work, lends to families and businesses throughout the state of Maine. All are coached through the licensing process and learn how to secure financing.

Curriculum and Teaching 106

Curriculum and Teaching Finance Children Recruitment 106

NonProfit Quarterly

OCTOBER 4, 2023

To transform our economy, we need to network, learn, ideate, iterate, and resource the work together as nonprofits, for-profits, community leaders and members, philanthropic institutions, governments, donors, and investors. Our organizations have started to map and build these networks in the Seattle area and Washington state.

Nonprofit governance and management 125

Nonprofit governance and management Food Public and Nonprofit Management Environmental 125

Stanford Social Innovation Review

JUNE 15, 2023

By Tiffany Manuel & Dana Bourland What if government, the philanthropic sector, and community advocates could pull a policy lever and advance housing, climate, and racial justice all at once? This strategy was not a panacea. Get high-bar proof points under our belts.

Public and Social Policy 111

Public and Social Policy Environmental Finance Governance 111

NonProfit Quarterly

SEPTEMBER 27, 2023

Nelson Colón of the Puerto Rico Community Foundation, and Clara Miller, president emerita of the Heron Foundation—come from philanthropy. What would it take to fully fund the human capital, governance, and advocacy costs of nonprofits? The other five work for nonprofit intermediary organizations. If not, why not?

Public and Social Policy 132

Public and Social Policy Nonprofit governance and management Public and Nonprofit Management Poverty 132

NonProfit Quarterly

DECEMBER 18, 2024

Often, these examples involved the creation of community facilities that are university financed but community-led spacesor what Cantor called third spaces. The culture and structure of a large university often clashes with the culture of the surrounding community.

Universities 120

Universities Curriculum and Teaching Participation and motivation Culture 120