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What’s Next for Community Development Finance?

NonProfit Quarterly

Posters at the conference highlighted that the first OFN conference in 1985 attracted 21 community development loan funds with a combined $27 million in assets under management. By contrast, according to the US SIF (Sustainable Investment Forum), the CDFI industry (including community development banks and credit unions) had $457.9

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How Limited Equity Co-ops Can Sustain Affordable Homeownership

NonProfit Quarterly

Policies such as redlining , as highlighted in Richard Rothsteins The Color of Law , created entrenched housing inequities. Opportunities and Challenges LECs offer significant opportunities for community development practitioners and more importantly for low- and moderate-income households seeking to own a home.

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Limited Equity Housing Cooperatives: Why They’re a Solution for Our Times

NonProfit Quarterly

Laws and regulations supporting LEHCs vary from state to state and country to country. The San Francisco Community Land Trust , Asian Law Caucus , and Chinatown Community Development Center teamed up to buy the building and transform it into a cooperative.

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What do nonprofits struggle with the most?

Blue Avocado

Kathy Hickman from Precious Gifts Ministries & Community Development Corporation Fundraising Ethics: Balancing Donor and Community Needs Nonprofits struggle with moral and ethical issues surrounding the intense resources required for fundraising; “donor-centric” vs “community-centric.”

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A Political Roadmap to Social Housing: How Do We Win?

NonProfit Quarterly

Tenant mobilizations that enhance resident protections, rights, and due process—when combined with rent or affordability controls (where authorized by state law)—create a profit crisis for landlords. Democratic governance models such as CLTs, co-ops, and mutual housing might mollify some community opposition, but policy change is imperative.

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How to Help People of Color Become Homeowners: Data from Philadelphia

NonProfit Quarterly

Our recent research shows that even when Black and White applicants have similar financial qualifications, Black prospective buyers face higher denial rates, highlighting why aggressive enforcement of antidiscrimination laws is so important. The most crucial asset that nonprofits can bring to the table is trust.

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The Next Generation of Mutualism

Stanford Social Innovation Review

To ensure mutualism thrives in the next generation, communities need laws, regulations, practices, and capital markets that encourage solidarity and investment outside of any given silo. The left has often undercut a notion of a mutualist future by insisting that every problem needs a large centralized government solution.