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Is Your Health Insurer Breaking the Law?

NonProfit Quarterly

Image credit: AntonioGuillem on istock.com Despite hundreds of state laws meant to protect health insurance consumers—patients, in other words—from denials of legitimate claims for coverage, health insurers are routinely flouting these laws and illegally denying coverage in even life-threatening situations.

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How to Restore Community Economies: Reestablishing the Right to Associate

NonProfit Quarterly

These farmers also successfully advocated for a system of federally backed cooperative banks and joined together to form farmer-owned insurance pools, allowing agriculture cooperatives to form, including prominent brands like Land O’Lakes and Ocean Spray. Before the Affordable Care Act, it was the only good option for health insurance.

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How to Interrupt the Public Funds to Private Profits Pipeline: A California Story

NonProfit Quarterly

This happens daily when local governments park public funds in banks. If governments can work with a publicly owned bank that makes modest profits and reinvests those profits in the communities that own it, they can participate in a restorative local economy. It turns out, quite a lot.

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5 Legal Issues For NPOs Using ChatGPT

The NonProfit Times

AI systems rely on vast amounts of data to train and improve their algorithms, and nonprofit leaders must ensure that the data they collect is used in accordance with applicable federal, state, and international privacy laws and regulations. is managing partner of the Tenenbaum Law Group PLLC, in Washington, D.C. Tenenbaum, Esq.,

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The Next Generation of Mutualism

Stanford Social Innovation Review

The left has often undercut a notion of a mutualist future by insisting that every problem needs a large centralized government solution. To ensure mutualism thrives in the next generation, communities need laws, regulations, practices, and capital markets that encourage solidarity and investment outside of any given silo.

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Banking and Community: A Conversation with Oscar Perry Abello

NonProfit Quarterly

The FDIC [Federal Deposit Insurance Corporation] has a definition, which allows me to say how many local community banks we had in 1984 and how many we have today. For the bank, federally insured deposits are the cheapest capital around, cheaper than the rates the US government itself borrows at. That is required by law.

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Director of Policy and Advocacy

Anedot

Your Impact The Director of Policy and Advocacy plays a critical role in leading and advancing Habitat for Humanity Greater San Franciscos (HGSF) affordable homeownership agenda through policy development, government relations, and community engagement across San Francisco, Marin, and the Peninsula.