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Who do Americans believe should help people in need? 

Candid

80% say the government has responsibility for helping people in need Who, then, is responsible for providing assistance? While not an apples-to-apples comparison, Connelly pointed to an AP-NORC poll conducted in February that asked about the federal governments responsibility for helping communities vulnerable to natural disasters.

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Lessons from the 2024 Atlantic hurricane season: What philanthropy can do better

Candid

And as a result of repeated storms, insurance companies have been leaving Florida or increasing insurance rates, creating a crisis of underinsurance that Milton will exacerbate. Insurance companies also treat flooding differently, so philanthropic funding is needed even more. In the U.S.,

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Insurance in a Climate-Changed World

NonProfit Quarterly

The first place that most of us will experience the direct costs of climate change is in the insurance market, and the problem has already emerged. Loading the Dice” In many areas, property insurance premiums have soared, and finding coverage has become extremely difficult. This escalation is our new normal.

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How to Restore Community Economies: Reestablishing the Right to Associate

NonProfit Quarterly

These farmers also successfully advocated for a system of federally backed cooperative banks and joined together to form farmer-owned insurance pools, allowing agriculture cooperatives to form, including prominent brands like Land O’Lakes and Ocean Spray. Before the Affordable Care Act, it was the only good option for health insurance.

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How to Interrupt the Public Funds to Private Profits Pipeline: A California Story

NonProfit Quarterly

This happens daily when local governments park public funds in banks. If governments can work with a publicly owned bank that makes modest profits and reinvests those profits in the communities that own it, they can participate in a restorative local economy. It turns out, quite a lot.

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The Next Generation of Mutualism

Stanford Social Innovation Review

The left has often undercut a notion of a mutualist future by insisting that every problem needs a large centralized government solution. In what is now the United States, Benjamin Franklin created the first mutual bank and mutual insurance company in 1752, after a devastating fire destroyed much of Philadelphia.

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Learning from peers to refine your nonprofit funding strategy

Candid

These include categories like grants, donations from individuals, support from companies, and earned income from services or products.